Stanley, Nicklaus, Vania Caroline Hanjaya, and Cliff Kohardinata. 2024. “Platform P2P Dan Perbankan: Akses Keuangan Bagi Provinsi-Provinsi Tertinggal”. J-CEKI : Jurnal Cendekia Ilmiah 3 (4):1396-1404. https://doi.org/10.56799/jceki.v3i4.3701.